Timeline:
- 00:23 - Intro
- 00:41 - Jessica's Financial Freedom Journey
- 03:33 - Waiting until marriage to worry about finances
- 15:09 - Putting your Financial Freedom Journey on hold
- 24:25 - Life without a credit score and credit cards
- 30:35 - Life after debt freedom
- 34:42 - How to prevent going back into debt?
- 37:38 - What is Every Single Dollar?
- 41:17 - Contacting Jessica
Resources & Links:
Timeline:
- 00:50 - I want to start looking for a new job. How can I find a job without my current employer finding out?
- 05:57 - How much cash should I keep in my purse?
- 07:48 - What order should I pay off my debt and how soon should I pay it off?
- 10:23 - I got a credit card to try to boost my credit score. I read somewhere that when paying the bill I should only pay off 10% each month instead of in full for a better credit score, is this true?
- 12:53 - Win a $50 Visa Gift Card
Resources & Links:
- Email your questions to askjoel@financialfreedomcommunity.com
- FinancialFreedomCommunity.com
Timeline:
- 00:57 - How do you travel inexpensively?
- 14:23 - Win a $50 Visa Gift Card
Resources & Links:
- Boy Scouts of America
- National Park Service - America's National Parks
- Yosemite National Park
- Yellowstone National Park
- Mammoth Cave National Park
- Colorado River White Water Rafting
- New River, WV White Water Rafting
- USCampgrounds.info
- Kampgrounds of America (KOA)
- Campsites at Disney's Fort Wilderness Resort
- Airbnb
- priceline.com
- hotwire
- BetterBidding
- Southwest Airlines
- JetBlue
- Email your questions to askjoel@financialfreedomcommunity.com
- FinancialFreedomCommunity.com
Timeline:
- 00:23 - Intro
- 01:01 - Aja's Financial Freedom Journey
- 07:27 - What was moving to "the hood" like?
- 10:25 - How did you stay motivated on your Financial Freedom Journey?
- 13:03 - Walk us through the thinking when deciding to move to "the hood"
- 18:05 - Financing the American Dream
- 22:16 - Relapsing
- 24:35 - Earning a Bachelor's Degree While In High School
- 26:47 - Life after Debt Freedom
- 32:24 - Teaching Your Daughters About Financial Freedom
- 35:53 - Chicago Tips
- 38:31 - Learning more about Aja
- 40:00 - Win a $50 Visa Gift Card
Resources & Links:
- The Dave Ramsey Show Live
- The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness By Dave Ramsey
- 8 Ways to Pay for College without Loans
- How to Get a $100K College Education and Graduate Debt-Free
- Principles of Increase
- Twitter: @increaselaws
- Facebook: Principles of Increase
- Instagram: principlesofincrease
- Pinterest: increaselaws
- YouTube: Principles of Increase
Timeline:
- 01:03 - I have a Discover card with over $1,000 on it and anticipate paying it off in the next year. I do not get enough rewards on Discover and want to get a new credit card. Which rewards card do you recommend?
- 03:07 - I have $1,100 in credit card debt and no emergency fund. Should I pay off my credit card first or build an emergency fund?
- 04:29 - My credit card limit was raised from $500 to $2,000. Why?
- 05:44 - I was just notified that American Express is closing my card due to inactivity. How will this impact me?
- 07:14 - Win a $50 Visa Gift Card
Resources & Links:
Today I am talking about Stop #3 of The Financial Freedom Journey, Nominal Retirement Planning. If you have ever dreamed of retiring, which who hasn't you need to listen to this episode and take action.
Timeline:
- 00:23 - Intro
- 01:45 - The Compounding Effect
- 04:09 - How much to contribute towards retirement?
- 06:29 - 401(k)/403(b)
- 07:24 - IRA
- 08:16 - Roth IRA
- 09:23 - Other Popular Retirement Plans
- 12:25 - Win a $50 Visa Gift Card
Resources & Links:
Timeline:
- 00:42 - I have to move out of my dorm next week. Where should I go?
- 02:37 - My employer doesn’t offer a company match or even a 401k, how should I plan for retirement?
- 04:45 - I am in college and have $7,000 in credit card debt and $6,000 in loan debt. I make $900 per month and am constantly spending money on alcohol and other dumb stuff. How can I get out of this mess?
- 06:55 - I have around $140,000 of student loan debt and make $62,000 per year. What is the best way to tackle my debt?
- 08:58 - Win a $50 Visa Gift Card
Resources & Links:
Timeline:
- 00:22 - Zina Kumok's Bio
- 00:57 - Zina's Financial Freedom Journey
- 03:48 - How did you stay motivated during your Journey?
- 05:08 - What system did you use to pay off your debt?
- 06:43 - What is one thing you wish you knew when you were starting out paying off your debt?
- 07:38 - How did you travel to Europe, Spain, and Israel while paying off your debt?
- 16:05 - Overcoming Financial Fears
- 28:11 - Win a $50 Visa Gift Card
Resources & Links:
- Dave Ramsey
- Birthright Israel
- Airbnb
- The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness By Dave Ramsey
- The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money By Carl Richards
- Rockstar Finance
- Vanguard
- Debt Free After Three
- Twitter: @ZinaKumok
- Facebook: Debt Free After Three
- Instagram: DebtFreeAfterThree
- Pinterest: Zina Kumok
Timeline:
- 00:52 - I am already approved for a loan through my bank, but the car dealership wants to restart the loan process?
- 03:14 - I am graduating from college soon with no debt. I am the first in my family to graduate and don't know what to do next.
- 05:34 - I just found out my wife is pregnant. This was unexpected and I don't know what to do. Help!
- 07:05 - I should be receiving a job offer letter tomorrow, when should I tell my employer I am leaving?
- 09:36 - Win a $50 Visa Gift Card
Resources & Links:
- AskJoel 008: Find a Job & Ask for a Raise
- MoneySmarts 004: Creating a Zero-Sum Budget
- MoneySmarts 009: Creating an Emergency Fund
- MoneySmarts 011: Preparing For Retirement with DJ Whiteside (MyMoneyDesign.com)
- Email your questions to askjoel@financialfreedomcommunity.com
- FinancialFreedomCommunity.com
-
Timeline:
- 00:23 - Jason Butler's Bio
- 02:52 - What was your aha moment?
- 08:04 - How did you stay motivated during that dark time of your life?
- 09:27 - What are your side-hustles?
- 11:40 - The T-Shirt Side Hustle
- 17:23 - Selling on eBay Side Hustle
- 22:14 - Freelance Writing Side Hustle
- 29:06 - Who is a side hustle for?
- 30:44 - Does a side hustle have to be boring?
- 33:41 - Pitfalls to watch out for when side hustling
- 37:01 - What to do if you don't have time to side hustle?
- 40:15 - Win a $50 Visa Gift Card
Resources & Links:
Timeline:
- 01:21 - I was hit by a driver without insurance and I can’t afford to buy a new car, what do I do now?
- 04:49 - How does debt consolidation affect your credit score?
- 07:22 - My little brother who is 17 needs a car, but cannot afford to buy one outright. He asked me to co-sign, what could go wrong?
- 09:03 - I need a root canal done and I cannot afford the bill. Should I just get a credit card?
- 11:16 - Win a $50 Visa Gift Card
Resources & Links:
- Geico
- Email your questions to askjoel@financialfreedomcommunity.com
- FinancialFreedomCommunity.com
Today we are talking with Steve Stewart. Steve has hosted 3 different finance podcasts, but his knowledge comes from first hand experiences. He has paid off over $165,000 in debt including his house. In this episode Steve is sharing what he learned on his Journey so you can implement it as well.
Today I am answering your credit card questions. Should I use my 401(k)to pay off my credit card debt? I forgot to pay my credit card bill, will I have a late fee and will it impact my credit score? I was denied for a "pre-approved" card, why? Can I live without a credit card? Why not sign-up for a credit card for the bonuses?
Today Whitney Hansen is sharing how she paid off $30,000 of student loan debt in only 10 months. We also cover travelling on a budget and the Financial Freedom mind-shift. You won't want to skip this amazing episode.
I am answering your top questions every week. Today: I am stuck in poverty and I want out. Every month I overdraft when paying bills, what can I do? I am a minor and want to invest in the stock market, how do I do that? Should I max out my credit cards before using my emergency fund?
Today we are discussing the grand finale of your Financial Freedom Journey, retirement. Between what type of retirement plan to go with to how much to save for retirement, it can seem like a foreign language. But DJ walks you through setting yourself up for a successful retirement.
I am answering your top questions every week. Today: How do I calculate my net worth? How do I bargain? How do I date on a budget?
Today we are discussing one of the most critical parts of your Financial Freedom Journey. Discovering the reason to achieve Financial Freedom, it isn't what you think, and creating a timeline to achieve your Journey.
I am answering your top questions every week. Today: Should I get a job at the age of 16? How do I ask for a raise at my job? How do I find a job?
Today I am talking about Stop #2 of The Financial Freedom Journey.
Are you tired of stressing about surprise expenses? Then it is time to make a shift to a more stress-free life. This is one of the foundational principles to your Financial Freedom Journey and a must for achieving Financial Freedom.
On today's episode we are chatting with Matt from Distilled Dollar. Matt saves 60% of each paycheck and explains how you can do the same.
Additionally, Matt and I chat about investing in the stock market and he also shares his favorite books. Don't go anywhere, click play right now!
I am answering your top questions every week. Today: What do you recommend for auto insurance?
On Today's episode we have an amazing guest! We are spending time with award winning blogger and author Lauren Bowling from FinancialBestLife.com. Lauren shares the story of how she paid off $8,000 of debt in only 90 days.
We also chatted about helping your shopping addiction and how debt consolidation might save you money. Get ready and hit play because this is a great episode!
I am answering your top questions every week. Today: Should I cash out my retirement fund to pay off debt? I have made a financial arrangement with the debt collector but now they say that never happened. What can I do? How can I get excited about Financial Freedom? Should I donate, if so how much?