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The Financial Freedom Community Podcast: Personal Finance | Get Out of Debt | Financial Independence | Financial Coaching

Joel Parker from the Financial Freedom Community reveals all of his personal finance knowledge and tips so you can get ahead, pay off your debt, and achieve Financial Freedom. Discover how you can change your life, stop living paycheck to paycheck, and begin to focus on your friends and family. Stop worrying about your finances and begin to focus on your dreams. Whether you want to travel the world or just buy a new TV, Financial Freedom can make it a reality. Although Joel confesses he is not a millionaire, he's been able to pay off his credit card debt, save over $12,000 for emergencies, and create a nice retirement plan. Financial Freedom, retirement, debt reduction, debt management, budgeting, real estate, bankruptcy, car buying and helping you better understand how to change your financial life forever.
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The Financial Freedom Community Podcast: Personal Finance | Get Out of Debt | Financial Independence | Financial Coaching
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Now displaying: May, 2017
AJ Episode 18 - Using Credit Cards to Boost My Credit Score 0
May 30, 2017

Timeline:

  • 00:50 - I want to start looking for a new job. How can I find a job without my current employer finding out?
  • 05:57 - How much cash should I keep in my purse?
  • 07:48 - What order should I pay off my debt and how soon should I pay it off?
  • 10:23 - I got a credit card to try to boost my credit score. I read somewhere that when paying the bill I should only pay off 10% each month instead of in full for a better credit score, is this true?
  • 12:53 - Win a $50 Visa Gift Card

Resources & Links:

MoneySmarts 018: Living In The Hood to Payoff $120,000 of Debt (with Aja McClanahan of PrinciplesOfIncrease.com) 0
May 21, 2017

Timeline:

  • 00:23 - Intro
  • 01:01 - Aja's Financial Freedom Journey
  • 07:27 - What was moving to "the hood" like?
  • 10:25 - How did you stay motivated on your Financial Freedom Journey?
  • 13:03 - Walk us through the thinking when deciding to move to "the hood"
  • 18:05 - Financing the American Dream
  • 22:16 - Relapsing
  • 24:35 - Earning a Bachelor's Degree While In High School
  • 26:47 - Life after Debt Freedom
  • 32:24 - Teaching Your Daughters About Financial Freedom
  • 35:53 - Chicago Tips
  • 38:31 - Learning more about Aja
  • 40:00 - Win a $50 Visa Gift Card

Resources & Links:

AskJoel 016: Your Credit Card Questions 0
May 16, 2017

Timeline:

  • 01:03 - I have a Discover card with over $1,000 on it and anticipate paying it off in the next year. I do not get enough rewards on Discover and want to get a new credit card. Which rewards card do you recommend?
  • 03:07 - I have $1,100 in credit card debt and no emergency fund. Should I pay off my credit card first or build an emergency fund?
  • 04:29 - My credit card limit was raised from $500 to $2,000. Why?
  • 05:44 - I was just notified that American Express is closing my card due to inactivity. How will this impact me?
  • 07:14 - Win a $50 Visa Gift Card

Resources & Links:

MoneySmarts 017: Nominal Retirement Planning 0
May 12, 2017

Today I am talking about Stop #3 of The Financial Freedom Journey, Nominal Retirement Planning. If you have ever dreamed of retiring, which who hasn't you need to listen to this episode and take action.

Timeline:

  • 00:23 - Intro
  • 01:45 - The Compounding Effect
  • 04:09 - How much to contribute towards retirement?
  • 06:29 - 401(k)/403(b)
  • 07:24 - IRA
  • 08:16 - Roth IRA
  • 09:23 - Other Popular Retirement Plans
  • 12:25 - Win a $50 Visa Gift Card

Resources & Links:

AskJoel 015: Paying Off $140,000 Student Loans 0
May 9, 2017

Timeline:

  • 00:42 - I have to move out of my dorm next week. Where should I go?
  • 02:37 - My employer doesn’t offer a company match or even a 401k, how should I plan for retirement?
  • 04:45 - I am in college and have $7,000 in credit card debt and $6,000 in loan debt. I make $900 per month and am constantly spending money on alcohol and other dumb stuff. How can I get out of this mess?
  • 06:55 - I have around $140,000 of student loan debt and make $62,000 per year. What is the best way to tackle my debt?
  • 08:58 - Win a $50 Visa Gift Card

Resources & Links:

MoneySmarts 016: Overcoming Your Financial Fears with Zina Kumok (DebtFreeAfterThree.com) 0
May 7, 2017

Timeline:

  • 00:22 - Zina Kumok's Bio
  • 00:57 - Zina's Financial Freedom Journey
  • 03:48 - How did you stay motivated during your Journey?
  • 05:08 - What system did you use to pay off your debt?
  • 06:43 - What is one thing you wish you knew when you were starting out paying off your debt?
  • 07:38 - How did you travel to Europe, Spain, and Israel while paying off your debt?
  • 16:05 - Overcoming Financial Fears
  • 28:11 - Win a $50 Visa Gift Card

Resources & Links:

AskJoel 014: Graduating College, What's Next? 0
May 2, 2017

Timeline:

  • 00:52 - I am already approved for a loan through my bank, but the car dealership wants to restart the loan process?
  • 03:14 - I am graduating from college soon with no debt. I am the first in my family to graduate and don't know what to do next.
  • 05:34 - I just found out my wife is pregnant. This was unexpected and I don't know what to do. Help!
  • 07:05 - I should be receiving a job offer letter tomorrow, when should I tell my employer I am leaving?
  • 09:36 - Win a $50 Visa Gift Card

Resources & Links:

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