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The Financial Freedom Community Podcast: Personal Finance | Get Out of Debt | Financial Independence | Financial Coaching

Joel Parker from the Financial Freedom Community reveals all of his personal finance knowledge and tips so you can get ahead, pay off your debt, and achieve Financial Freedom. Discover how you can change your life, stop living paycheck to paycheck, and begin to focus on your friends and family. Stop worrying about your finances and begin to focus on your dreams. Whether you want to travel the world or just buy a new TV, Financial Freedom can make it a reality. Although Joel confesses he is not a millionaire, he's been able to pay off his credit card debt, save over $12,000 for emergencies, and create a nice retirement plan. Financial Freedom, retirement, debt reduction, debt management, budgeting, real estate, bankruptcy, car buying and helping you better understand how to change your financial life forever.
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The Financial Freedom Community Podcast: Personal Finance | Get Out of Debt | Financial Independence | Financial Coaching
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Now displaying: October, 2020
Trade or Treat & Gifting Stock Shares with Chuck Jaffe (Money Life) 0
Oct 28, 2020

We are hanging out with Chuck Jaffe.

He's an award winning journalist and is the author of three books including “Getting Started In Finding a Financial Advisor”, “The Right Way to Hire Financial Help” and “Chuck Jaffe’s Lifetime Guide to Mutual Funds”.

Chuck can also be heard as the host of the Money Life Podcast.

But today we are here to talk about his very cool twist on Trick-Or-Treating.

Timeline:

  • 00:58 - Intro
  • 01:37 - Chuck's Trade or Treat Tradition
  • 15:00 - Lasting Memories of Trade or Treat
  • 16:39 - Alternative Version of Trade or Treat
  • 18:11 - Reasons to Host a Trade or Treat
  • 21:37 - Trade or Treat's Cost
  • 24:27 - Money Lessons of Trade or Treat
  • 31:24 - Do You Ever Get Pushback From Parents?
  • 41:08 - Contacting Chuck
  • 43:44 - Gifting Stock Shares
  • 59:07 - Taking Children to Shareholder's Meetings

Resources & Links:

Finances Within the Black Community with Harrine Freeman (H.E. Freeman Enterprises) 0
Oct 20, 2020

Today we are talking with Harrine Freeman.

Harrine has appeared on ABC, Fox, and CBS and been featured in several major publications, including Forbes, The Wall Street Journal, US News and World Report, Time, and many more.

She is the creator of the best-selling book, How to Get Out of Debt: Get an “A” Credit Rating for Free, which offers her simple financial strategies to change or improve anyone’s financial life.

Harrine is also the founder, CEO, and Owner of H.E. Freeman Enterprises, a company that focuses on improving the financial lives of their clients and delivering them peace of mind.

Timeline:

  • 00:42 - Intro
  • 02:00 - Financial Obstacles Within the Black Community
  • 13:03 - Is America Heading in the Right Direction?
  • 16:08 - Why the Black Community Owns Fewer Homes?
  • 19:41 - Does Applying Online Change Things?
  • 22:13 - Wealth Disparity Between Black Community and White Community
  • 24:11 - Job Availability & Pay Disparity
  • 26:50 - International vs. Domestic Racism
  • 28:17 - Regional Racism
  • 32:05 - The Black Lives Matter Movement
  • 35:50 - How Can American's Change Systemic Racism?
  • 39:11 - Harrine's Optimistic Message
  • 40:37 - Contacting Harrine

Resources & Links:

Paying Off $1,000,000 of Debt with Naseema McElroy (Financially Intentional) 0
Oct 14, 2020

Today we are talking with Naseema McElroy.

Naseema was making six figures for years as a Labor and Delivery Nurse but still found herself struggling with money.

Finally realizing she couldn't out-earn her financial ignorance, she knew she had to make some changes.

By shifting her mindset around money, being consistent and intentional, she paid off $1 million in debt and grew a six figure net worth in three years.

Today Naseema is the founder of Financially Intentional, where she discusses how taking control of her finances has enabled her to overcome bankruptcy, divorce, and break the cycle of living paycheck to paycheck.

Timeline:

  • 00:43 - Intro
  • 01:30 - Naseema's Journey
  • 06:12 - Having a Purpose
  • 09:57 - You Can't Out Earn Financial Ignorance
  • 11:52 - Taking Control of Your Money
  • 14:18 - "A House You Can Afford"
  • 19:41 - Owing the IRS
  • 23:29 - What Naseema Would Do Differently?
  • 27:07 - The Money Mindset Shift
  • 36:48 - Rapid Fire: What is one thing someone can do today that can have a lasting impact on their financial future?
  • 38:09 – Rapid Fire: What is the best financial advice you have ever received?
  • 38:23 – Rapid Fire: Share an internet resource with the Community?
  • 38:53 – Rapid Fire: What is one book you recommend everyone read and why?
  • 39:18 - Naseema's Final Advice
  • 40:01 - Contacting Naseema

Resources & Links:

Financial Planning with Melinda Davis (Davis Wealth Advisors) 0
Oct 6, 2020

Today we are talking with Melinda Davis.

Melinda is a Certified Financial Planner, Chartered Retirement Planning Counselor, and the founder of Davis Wealth Advisors.

Before starting Davis Wealth Advisors, Melinda found herself working with a financial advisor that didn’t have her best interest in mind.

As a result Melinda is passionate about providing transparency, education and clarity along with building deep relationships with her clients.

Timeline:

  • 00:43 - Intro
  • 01:22 - Melinda's Journey
  • 07:33 - What is a Financial Planner?
  • 14:50 - Financial Planner vs. Certified Financial Planner (CFP)
  • 18:13 - Fiduciary vs. Suitability
  • 27:58 - Flat Fee vs. Percentage Fee Financial Planner
  • 33:16 - When should you go to a Financial Planner?
  • 40:25 - The Financial Planning Experience
  • 48:29 - The Wealth Management Experience
  • 56:01 - Financial Planner Cost
  • 01:01:05 - Melinda's Final Takeaways
  • 01:05:23 - Contacting Melinda

Resources & Links:

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