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The Financial Freedom Community Podcast: Personal Finance | Get Out of Debt | Financial Independence | Financial Coaching

Joel Parker from the Financial Freedom Community reveals all of his personal finance knowledge and tips so you can get ahead, pay off your debt, and achieve Financial Freedom. Discover how you can change your life, stop living paycheck to paycheck, and begin to focus on your friends and family. Stop worrying about your finances and begin to focus on your dreams. Whether you want to travel the world or just buy a new TV, Financial Freedom can make it a reality. Although Joel confesses he is not a millionaire, he's been able to pay off his credit card debt, save over $12,000 for emergencies, and create a nice retirement plan. Financial Freedom, retirement, debt reduction, debt management, budgeting, real estate, bankruptcy, car buying and helping you better understand how to change your financial life forever.
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The Financial Freedom Community Podcast: Personal Finance | Get Out of Debt | Financial Independence | Financial Coaching
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Oct 20, 2021

Today we are chatting with Andrew Kerr.

Andrew worked in residential and small commercial banking for nearly 7 years, but knew that it wasn’t his passion.

Because of his financial success in real estate investing, he was able to pursue his true passions — nonprofit work and traveling the world.

Andrew is the founder of FIbyREI.com and the host of the The House Hacking Podcast.

Key Takeaways

  • The Negative Stigma with House Hacking
  • Types of House Hacking
  • Pros and Cons of House Hacking
  • How to Get Started with House Hacking
  • How much can you make house hacking?
  • How to afford house hacking?
  • House Hacking Legal Hurdles

Resources

Oct 6, 2021

Today we are chatting with Stephanie McCullough.

Stephanie is a financial advisor and the founder of Sofia Financial.

She founded Sofia Financial with the goal to empower women to make wise financial decisions, address their areas of money stress, and free up their time and mental energy to spend on the things that are truly important.

Stephanie believes that everyone, regardless of income level, deserves quality, objective advice and excellent service from caring professionals who really listen and are motivated solely by their clients’ success.

She can be heard regularly on the Take Back Retirement Podcast, the financial podcast for women who'd rather not focus on money.

What to Expect:

  • Are men or women better at investing?
  • Why do most women not manage family finances?
  • How to be prepared for the death of a spouse who manages the finances
  • The way our brains are wired in regards to personal finance
  • Overcoming our brain's hard wiring

Resources & Links:

Sep 29, 2021

Today we are hanging out with Lindsey Ralston.

Lindsey is the writer and personal finance guru behind Big House In The Woods where she teaches the masses to Save Like a Millionaire.

She and her husband have been debt-free AND mortgage-free since they were 25. They saved their first (extra) $180,000 before they were 30, built their dream home with cash on 5 wooded acres (hence "Big House in the Woods"), and have plans to retire at 45.

They accomplished all of this on one income while having/raising three kids.

What to Expect:

  • Saving and Spending Habits of Millionaires and Billionaires
  • How to Save Money When Building a House
  • Ways to Save Money
  • Make Money Teaching Kids English
  • Going on a Cruise for Free

Resources & Links:

Sep 22, 2021

Join Joel Parker as he discusses the transition from the Financial Freedom Community to Hustle to Financial Freedom.

Feb 22, 2021

Today we are talking with Jonathon Verhaeghe.

Jonathon is a Belgian personal finance blogger & podcaster with a unique approach to life & investing.

He believes we’re all weird in our own way, so we might as well embrace it.

Jonathon has lived in Norway, Luxembourg, France & Belgium and holds a Masters in Science Degree in business engineering.

He pulls from his breadth of life experiences to tell stories and educate people about money matters over at JoneyTalks.com and on the Joney Talks Podcast.

What to Expect:

  • Embracing the Weird in All of Us
  • Saving on Travel
  • What is a Declutterist?
  • Minimalist vs. Declutterist
  • The More You Own is Costing You More
  • How to Start Decluttering
  • Overcoming the Financial Fears of Decluttering
  • What to do with Family Heirlooms and Items with Emotional Attachment
  • Handling Gift Giving and Receiving

Resources & Links:

Feb 14, 2021

Today we are chatting with Gabe Kaplan.

Gabe is the Founder of Wealth Habits, a fee-only financial planning firm located in New York Metro Area.

Wealth Habits provides virtual financial planning services and investment management to rising professionals and business owners across the country.

Gabe primarily works with clients that are financially motivated, place a high value on their time, and want holistic advice, tailored to their unique situation.

What to Expect:

  • What is an ETF?
  • Rules-based vs. Active ETFs
  • Small Cap & Large Cap
  • What a Flash Crash is
  • How Stocks and ETFs are Valued
  • Creating a Risk Averse Portfolio
  • Tax Implications of ETFs and Individual Stocks
  • Advantages of ETFs
  • Who Trading Individual Stocks are For?
  • What a Stock Dividend is
  • Questions to Ask Your Financial Advisor

Resources & Links:

Feb 1, 2021

Today we are chatting with Rich Kammer.

Throughout Rich’s life journey he has had the opportunity to do a plethora of things, from Real Estate Agent to American Idol contestant and so much more!

Today Rich is the host of the Budgets & Brews podcast, which combines two of Rich’s favorites, finance with a special splash of beer!

What to Expect:

  • Calculating the Credit Score
  • What to Keep in Mind When Using Credit Cards?
  • Recommendations for Individuals Who Struggle with Credit Cards
  • FICO® vs. VantageScore
  • Hard Inquires vs. Soft Inquires
  • What Happens If You Close All Credit Cards?
  • Credit Card Benefits
  • The Credit Report
  • Dealing with Inaccurate Info on Your Credit Report

Resources & Links:

Jan 4, 2021

About Misty Lynch

Misty Lynch is a Certified Financial Planner™, Certified Life Coach and Financial Advisor at Beck Bode, LLC.

Misty is also the host of the radio show and podcast Modern Money with Misty Lynch on Boston's WRKO AM680.

Misty helps people handle their money with confidence for the betterment of their life, family and business.

What to Expect:

  • More money doesn't mean all your money problems are solved
  • The why behind your money choices
  • Stores convince you to make a purchase
  • The reason Misty did a year long spending freeze
  • We talk ourselves into making purchases
  • Is your money being spent on the right things?
  • How to hold yourself accountable
  • Thrift store shopping and selling
  • The results of a year long spending freeze
  • Creating goals for yourself that you will keep
  • Starting your own year long spending freeze

Resources & Links:

Nov 16, 2020

Today we are talking with Bobbi Olson.

Bobbi was raised poor and believed her situation was hopeless.

“I can’t afford it” was Bobbi’s motto, and she immediately excused any offered solutions as overwhelming or unattainable.

Bobbie learned that changing the way she thinks about money and disciplining herself to manage it, was the only way to gain control of her finances.

And today Bobbi is debt free.

Timeline:

  • 00:42 - Intro
  • 01:09 - Bobbi's Financial Freedom Journey
  • 03:28 - The Debt Snowball Method
  • 05:16 - Why Did Data Change Your Outlook?
  • 07:18 - Slowing Down Your Financial Freedom Journey to Achieve Success
  • 10:43 - The First Step to Get Out Of Debt
  • 16:42 - Spending Plan vs. A Budget
  • 21:01 - The Zero Sum Budget
  • 23:10 - Debt Payoff Methods
  • 29:35 - Achieving Financial Freedom When You Continue to Fail
  • 32:01 - Tips to Ditching Debt
  • 34:42 - Rapid Fire: What is one thing someone can do today that can have a lasting impact on their financial future?
  • 36:54 - Rapid Fire: What is the best financial advice you have ever received?
  • 37:53 - Rapid Fire: Share an internet resource, such as Raise or Rakuten with the Financial Freedom Community?
  • 39:21 - Rapid Fire: What is one book you recommend?
  • 40:33 - Contacting Bobbi

Resources & Links:

Nov 2, 2020

Today we are hanging out with Doc G.

Doc G is a physician who discovered financial independence and semi-retired from medicine to write and podcast.

You can catch Doc G every Tuesday and Thursday on the Earn & Invest Podcast.

Timeline:

  • 00:42 - Intro
  • 01:01 - Doc G's Financial Freedom Journey
  • 06:00 - Thinking About Your Past Experiences
  • 09:41 - The White Coat Investor
  • 12:11 - Your Career as Your Identity
  • 13:52 - Turning Your Hobby and Passion Into Your Job
  • 26:08 - Rental Properties as Income
  • 32:51 - You Don't Make Your Wealth By Investing
  • 37:30 - What Doc Go Would Do Differently?
  • 38:39 - Accidental Financial Independence
  • 39:35 - Doc G's Hesitation with Retiring Early
  • 42:53 - Rapid Fire: What is one thing someone can do today that can have a lasting impact on their financial future?
  • 43:08 – Rapid Fire: What is the best financial advice you have ever received?
  • 44:04 – Rapid Fire: Share an internet resource, such as Raise or Rakuten with the Financial Freedom Community?
  • 44:37 – Rapid Fire: What is one book you recommend?

Resources & Links:

Oct 28, 2020

We are hanging out with Chuck Jaffe.

He's an award winning journalist and is the author of three books including “Getting Started In Finding a Financial Advisor”, “The Right Way to Hire Financial Help” and “Chuck Jaffe’s Lifetime Guide to Mutual Funds”.

Chuck can also be heard as the host of the Money Life Podcast.

But today we are here to talk about his very cool twist on Trick-Or-Treating.

Timeline:

  • 00:58 - Intro
  • 01:37 - Chuck's Trade or Treat Tradition
  • 15:00 - Lasting Memories of Trade or Treat
  • 16:39 - Alternative Version of Trade or Treat
  • 18:11 - Reasons to Host a Trade or Treat
  • 21:37 - Trade or Treat's Cost
  • 24:27 - Money Lessons of Trade or Treat
  • 31:24 - Do You Ever Get Pushback From Parents?
  • 41:08 - Contacting Chuck
  • 43:44 - Gifting Stock Shares
  • 59:07 - Taking Children to Shareholder's Meetings

Resources & Links:

Oct 20, 2020

Today we are talking with Harrine Freeman.

Harrine has appeared on ABC, Fox, and CBS and been featured in several major publications, including Forbes, The Wall Street Journal, US News and World Report, Time, and many more.

She is the creator of the best-selling book, How to Get Out of Debt: Get an “A” Credit Rating for Free, which offers her simple financial strategies to change or improve anyone’s financial life.

Harrine is also the founder, CEO, and Owner of H.E. Freeman Enterprises, a company that focuses on improving the financial lives of their clients and delivering them peace of mind.

Timeline:

  • 00:42 - Intro
  • 02:00 - Financial Obstacles Within the Black Community
  • 13:03 - Is America Heading in the Right Direction?
  • 16:08 - Why the Black Community Owns Fewer Homes?
  • 19:41 - Does Applying Online Change Things?
  • 22:13 - Wealth Disparity Between Black Community and White Community
  • 24:11 - Job Availability & Pay Disparity
  • 26:50 - International vs. Domestic Racism
  • 28:17 - Regional Racism
  • 32:05 - The Black Lives Matter Movement
  • 35:50 - How Can American's Change Systemic Racism?
  • 39:11 - Harrine's Optimistic Message
  • 40:37 - Contacting Harrine

Resources & Links:

Oct 14, 2020

Today we are talking with Naseema McElroy.

Naseema was making six figures for years as a Labor and Delivery Nurse but still found herself struggling with money.

Finally realizing she couldn't out-earn her financial ignorance, she knew she had to make some changes.

By shifting her mindset around money, being consistent and intentional, she paid off $1 million in debt and grew a six figure net worth in three years.

Today Naseema is the founder of Financially Intentional, where she discusses how taking control of her finances has enabled her to overcome bankruptcy, divorce, and break the cycle of living paycheck to paycheck.

Timeline:

  • 00:43 - Intro
  • 01:30 - Naseema's Journey
  • 06:12 - Having a Purpose
  • 09:57 - You Can't Out Earn Financial Ignorance
  • 11:52 - Taking Control of Your Money
  • 14:18 - "A House You Can Afford"
  • 19:41 - Owing the IRS
  • 23:29 - What Naseema Would Do Differently?
  • 27:07 - The Money Mindset Shift
  • 36:48 - Rapid Fire: What is one thing someone can do today that can have a lasting impact on their financial future?
  • 38:09 – Rapid Fire: What is the best financial advice you have ever received?
  • 38:23 – Rapid Fire: Share an internet resource with the Community?
  • 38:53 – Rapid Fire: What is one book you recommend everyone read and why?
  • 39:18 - Naseema's Final Advice
  • 40:01 - Contacting Naseema

Resources & Links:

Oct 6, 2020

Today we are talking with Melinda Davis.

Melinda is a Certified Financial Planner, Chartered Retirement Planning Counselor, and the founder of Davis Wealth Advisors.

Before starting Davis Wealth Advisors, Melinda found herself working with a financial advisor that didn’t have her best interest in mind.

As a result Melinda is passionate about providing transparency, education and clarity along with building deep relationships with her clients.

Timeline:

  • 00:43 - Intro
  • 01:22 - Melinda's Journey
  • 07:33 - What is a Financial Planner?
  • 14:50 - Financial Planner vs. Certified Financial Planner (CFP)
  • 18:13 - Fiduciary vs. Suitability
  • 27:58 - Flat Fee vs. Percentage Fee Financial Planner
  • 33:16 - When should you go to a Financial Planner?
  • 40:25 - The Financial Planning Experience
  • 48:29 - The Wealth Management Experience
  • 56:01 - Financial Planner Cost
  • 01:01:05 - Melinda's Final Takeaways
  • 01:05:23 - Contacting Melinda

Resources & Links:

Sep 23, 2020

Today we are chatting with Kelsa Dickey.

Kelsa is the Founder and Financial Coach behind Fiscal Fitness Phoenix.

What began as a side hustle for Kelsa over a decade ago has grown into a business that helps hundreds of clients every year gain clarity, purpose and peace of mind with their money.

Four years ago, she decided financial coaches are the key to solving the stress people feel with money so she launched the Financial Coach Academy - a robust training program that teaches future financial coaches how to get great results with their clients.

Timeline:

  • 00:43 - Intro
  • 01:29 - Kelsa's Journey
  • 06:19 - What is financial coaching?
  • 07:41 - Your Emotions and Achieving Financial Freedom
  • 09:26 - Financial Coaching as a Couple
  • 11:03 - The Reality of Financial Coaching
  • 14:11 - Knowing You are Ready for Financial Coaching
  • 18:35 - Types of Financial Coaches
  • 20:49 - What to Expect from Financial Coaching
  • 46:27 - Cost of a Financial Coach/Finding a Financial Coach
  • 58:09 - Contacting Kelsa

Resources & Links:

Sep 8, 2020

Today we are hanging out with Dennis LaVoy.

Dennis is CERTIFIED FINANCIAL PLANNER™ designation (CFP®) and a Chartered Life Underwriter (CLU®) and founder of Telos Financial, a holistic financial planning firm.

Dennis has worked in the financial planning industry since 2008 and is passionate about helping others achieve their goals.

He lives in Michigan with his wife and two kids

Timeline:

  • 00:45 - Intro
  • 01:35 - Dennis' Journey to Becoming a Certified Financial Professional
  • 03:55 - What is Life Insurance?
  • 04:49 - Types of Life Insurance
  • 08:10 - How Much Coverage Do You Need?
  • 12:14 - The Convertible Feature
  • 15:35 - Life Insurance Health Ratings
  • 16:58 - Who Needs Life Insurance?
  • 22:33 - Does Everyone Need Life Insurance?
  • 23:19 - The Life Insurance Physical
  • 24:56 - Choosing a Term
  • 27:19 - Getting the Best Rates
  • 33:22 - Deciding Which Company
  • 34:30 - Should Spouses Get Identical Plans?
  • 35:44 - Features/Riders to Look Out For
  • 36:45 - Finding Someone to Help You Buy Life Insurance
  • 39:54 - Contacting Dennis

Resources & Links:

Aug 25, 2020

Today we are hanging out with Brian Brandow.

Brian last appeared on episode 20 where he shared how he and his family paid off over $100,000 in debt.

Since changing his financial life he has taught his three kids how to handle money and avoid the mistakes he made.

Today Brian has turned into a champion for financial literacy and has created the "How To Rock Your Money" workbook, in hopes of helping teenagers navigate their own financial future.

Timeline:

  • 00:45 - Intro
  • 03:16 - When Should We Be Talking to Our Kids?
  • 03:54 - Should Kids Be Included In Your Financial Discussions?
  • 08:43 - Kids and Jobs
  • 09:34 - Giving Children Allowances
  • 11:30 - Teaching Your Children about Finances
  • 14:22 - Explaining to Your Kids about Your Financial Mistakes
  • 15:30 - The Parent's Role in Children's Spending
  • 18:44 - Talking about Paying for College
  • 22:30 - Discussing Retirement with Teenagers
  • 23:45 - Teaching Entrepreneurship
  • 26:25 - The Importance of Giving Back
  • 27:04 - The Most Important Thing to Discuss with Your Children
  • 28:01 - The "How To Rock Your Money" workbook
  • 29:11 - Rapid Fire: What is one thing someone can do today that can have a lasting impact on their financial future?
  • 29:43 - Rapid Fire: What is the best financial advice you have ever received?
  • 30:23 - Rapid Fire: What is an internet resource such as Raise or Rakuten that you recommend?
  • 32:00 - Rapid Fire: What is one book you recommend everyone read and why?
  • 32:59 - Contacting Brian

Resources & Links:

Aug 18, 2020

Today we are chatting with Adam Carroll.

Adam is an internationally recognized speaker and author. He is a two-time TED talk speaker, with one of his talks surpassing 5 million views, creator of the documentary film, Broke Busted & Disgusted and the founder of The Shred Method.

Adam is also the host of The Build A Bigger Life Podcast and a retreat leader within his community of life architects.

Adam lives through the principle “build a bigger life, not a bigger lifestyle” and is doing this through helping others identify their 10 year freedom plan.

Timeline:

  • 00:45 - About Adam
  • 01:29 - Adam's Journey
  • 04:02 - You Create Your Own Reality
  • 12:55 - The Student Loan Crisis
  • 15:52 - Avoiding Student Loans
  • 21:36 - The Future of Student Loans
  • 24:59 - The Shred Method to Paying Off Debt
  • 34:48 - Build a Bigger Life, Not a Bigger Lifestyle
  • 44:27 - The 10 Year Freedom Plan
  • 46:37 - Contacting Adam

Resources & Links:

Aug 11, 2020

Today we are talking with Scott Maderer.

After struggling with their own financial habits, Scott and his wife Carrie, changed their financial life and paid off their debt in 2009.

Since becoming debt free Scott and his wife have started a coaching business, Inspired Stewardship, to help others who are struggling to live out their own calling in life.

Scott is a certified Human Behavior Consultant, a member of the John Maxwell Team and is the host of the Inspired Stewardship Podcast.

Timeline:

  • 01:02 - Intro
  • 01:56 - Scott's Journey to Becoming a Financial Coach
  • 04:52 - What is Financial Coaching?
  • 06:30 - Consultant vs. Coach
  • 14:02 - The Initial Financial Coaching Call
  • 16:27 - What to Expect from Financial Coaching
  • 23:26 - What is a Financial Advisor/Financial Planner?
  • 26:03 - Financial Advisor Fee Structures
  • 29:30 - Financial Advisor vs. Financial Coach
  • 31:10 - Pay Off Debt or Invest
  • 33:42 - When to Call a Financial Coach?
  • 35:24 - Contacting Scott

Resources & Links:

Aug 5, 2020

Today we are talking with Scott Maderer.

After struggling with their own financial habits, Scott and his wife Carrie, changed their financial life and paid off their debt in 2009.

Since becoming debt free Scott and his wife have started a coaching business, Inspired Stewardship, to help others who are struggling to live out their own calling in life.

Scott is a certified Human Behavior Consultant, a member of the John Maxwell Team and is the host of the Inspired Stewardship Podcast.

Timeline:

  • 00:45 - Intro
  • 01:39 - Scott's Journey to Becoming a Financial Coach
  • 04:27 - Finding Your Calling
  • 13:25 - Time, Talent, & Treasure
  • 21:13 - 1% Improvement
  • 23:32 - Progress vs. Perfection
  • 26:10 - Contacting Scott

Resources & Links:

Jul 28, 2020

Today we are hanging out with Steven Donovan!

Steven is a financial coach and the man behind the Even Steven Money Blog.

After some early financial stumbling blocks, Steven paid off over $100,000 in personal debt in just 5 years.

Now, Steven is sharing what he learned with others to help them get out of debt and avoid the same early pitfalls.

Timeline:

  • 00:45 - Intro
  • 01:14 - Steven's Financial Freedom Journey
  • 03:28 - Mercedes-Benz to Bike
  • 09:07 - Evaluating Your Expenses/Negotiating Your Expenses
  • 16:54 - The aha Moment
  • 22:49 - Staying Motivated
  • 26:50 - Aligning Your Finances with Your Values and Goals
  • 30:14 - Finances and Your Fitness
  • 34:51 - Rapid Fire: What is one thing someone can do today that can have a lasting impact on their financial future?
  • 36:17 - Rapid Fire: What is the best financial advice you have ever received?
  • 37:48 - Rapid Fire: Rapid Fire: What is an internet resource such as RaiseCardCash or Rakuten that you recommend?
  • 39:19 - Rapid Fire:What is one book you recommend everyone read and why?
  • 40:18 - Contacting Steven

Resources & Links:

Jul 21, 2020

Today we are hanging out with Jenn Walker Wall!

Jenn is the founder of Work Wonders Careers and is the co-host of the .

Before founding Work Wonders Careers Jenn worked in HR and hiring at MIT, Harvard University, and Massachusetts General Hospital.

As the founder and career strategist of Work Wonders Careers Jenn is helping individuals get clear on their goals, confident in their value and convey it in a compelling way throughout their career journey.

And that is what we are talking about today.

Timeline:

  • 00:44 - Intro
  • 01:43 - Finding Clarity and Confidence
  • 07:48 - Transferable Skills
  • 10:16 - Starting Your Job Search
  • 14:55 - Gaps in Your Resume
  • 18:13 - Biggest Mistakes When Job Searching
  • 25:08 - The Purpose of the Resume
  • 26:50 - Acing the Interview
  • 29:03 - Making Sure the Job & Company are a Good Fit
  • 33:08 - Negotiating Salaries
  • 36:14 - Promotions Without Pay Raises
  • 38:48 - Developing a "Network"
  • 43:39 - Rapid Fire: What is the best financial advice you have ever received?
  • 30:57 - Rapid Fire: Rapid Fire: What is an internet resource such as RaiseCardCash or Rakuten that you recommend?
  • 45:44 - Rapid Fire:What is one book you recommend everyone read and why?
  • 46:37 - Contacting Jenn

Resources & Links:

Jul 15, 2020

Today we are hanging out with Todd Tresidder.

Todd became a self-made millionaire in 12 years and "retired" early at the age of 35.

Todd has been featured on NPR, in Forbes, and the Wall Street Journal.

Today you can find Todd mentoring others on how to invest, build wealth and retire early on the Financial Mentor Podcast and blogging at Financial Mentor

Timeline:

  • 00:44 - Intro
  • 01:12 - Todd's Story
  • 02:43 - Money is Not Freedom
  • 04:47 - Achieving Financial Freedom with Balance
  • 07:56 - Net Worth $0 to Early Retirement
  • 09:23 - Value over Cheap
  • 19:28 - When Should You Plan for Retirement?
  • 22:38 - Deciding Your Goal Retirement Dollar Amount
  • 25:53 - "It's not about doing it perfectly, it's about getting started"
  • 26:35 - Financial Intelligence
  • 28:30 - Rapid Fire: What is one thing someone can do today that can have a lasting impact on their financial future?
  • 30:57 - Rapid Fire: What is an internet resource you recommend?
  • 31:43 - Rapid Fire:What is one book you recommend everyone read and why?
  • 35:26 - Contacting Todd

Resources & Links:

Jul 7, 2020

Today we are hanging out with Travis Hornsby.

Travis is the founder of Student Loan Planner, where he dedicates his time to helping individuals find ways to save money on their student loans.

Timeline:

  • 00:44 - Intro
  • 01:55 - Travis' Story
  • 04:20 - Different Strategic Approaches to Student Loans
  • 09:41 - Loan Forgiveness
  • 20:07 - Private Refinancing
  • 27:54 - Paying Off verse Holding Onto Student Loans
  • 32:52 - "The Carnage that's Happening in Grad Schools"
  • 37:16 - Securing a Low Refinance Interest Rate
  • 38:52 - Refinancing Walkthrough
  • 46:45 - Contacting Travis

Resources & Links:

Jun 30, 2020

Today we are chatting with Melissa Thomas.

Melissa is a financial coach, the author of the book Building My Yellow Brick Road: Life Lessons from Pursuing a Dream, and the blogger behind MelissaTheCoach.com.

But before doing all of that Melissa hit financial rock bottom in 2009 and slogged her way to successfully paying off over $43,000 in debt in just 4 years.

Timeline:

  • 00:44 - Intro
  • 01:17 - Melissa’s Financial Freedom Journey
  • 07:01 - The Afford It Fallacy
  • 11:31 - How much to save in an emergency fund
  • 14:15 - Personalizing your Financial Freedom Journey
  • 18:17 - Comparing Yourself to Others
  • 20:05 - When your spouse isn’t ready for Financial Freedom
  • 27:56 - Debt Free is Life Changing
  • 29:21 - Leaving Your Comfort Zone
  • 35:49 - Rapid Fire: What is one thing someone can do today that can have a lasting impact on their financial future?
  • 39:26 - Rapid Fire: What is the best financial advice you have ever received?
  • 40:00 - Rapid Fire: What is an internet resource such as Raise, CardCash or Rakuten that you recommend?
  • 42:17 - Rapid Fire: What is one book you recommend everyone read and why?
  • 44:48 - Contacting Melissa

Resources & Links:

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